My parents are terrible with money and will probably never retire. What do I do?

My parents are terrible with money and will probably never retire. What do I do? As the title states, my parents are extremely financially irresponsible and have been since the day I’ve been born, something that I found out about around a year ago. They have a financial advisor who has done absolutely nothing for them (hasn’t invested any of their money, has kept their money in checking accounts, etc), but they refuse to get...

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