How can I make the most out of this situation without screwing myself more???

How can I make the most out of this situation without screwing myself more??? I need to plan my finances to a T in order to make the best out of my situation. I have two credit cards with high balances but no interest is accumulating on it yet. One card has a $4,817.77 balance (interest starts next month) and the other $7,677.67 balance with 12 months no interest due to a transfer. I did a balance transfer so that explai...

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