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37, no IRA, no 401k. would like to start now. need advice.
37, no IRA, no 401k. would like to start now. need advice. Hi everyone - pretty ashamed to say I have not been contributing to prepare for my future retirement. I've been making 150K a year and most of it has gone to a HYSA. My wife and I make a combined 280-290K per year pre-tax, and it says online that income bracket would not allow me to make contribution to a Roth IRA. Currently employer does not ma...
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