A camera and lenses I was renting got stolen and I didn’t opt for insurance. Am I screwed?

A camera and lenses I was renting got stolen and I didn’t opt for insurance. Am I screwed? As the title says, I rented a camera and 2 lenses for the weekend from LensRentals. Yesterday, my camera bag containing the camera and lenses was taken, along with some personal items and all my photos. I will note that at this point it’s possible it could’ve been an accident, but highly unlikely. I have never rented from this particular company...

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