Financing a car at 20% apr

Financing a car at 20% apr Back story, when I was 20 I financed a 2018 kia forte for $21,604 at 20.42% apr. i pay $691 a month (not counting insurance), and I take full responsibility in this decision as I can admit it was not smart at all. I have made 34 payments so far so basically I have roughly about 8,000 left to pay before I’m completely done with these payments. ...

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