Is it smart to have a Traditional and a Roth 401k?
Is it smart to have a Traditional and a Roth 401k? I live in a state that has income tax and make $15 an hour full time. My company matches up to 3% of my check. If put 3% each into a pre-tax and a roth account, that’s twice as much as I need to put to get matched. My question is since I’m in a low tax bracket would it be smart to do just a roth? Or since I don’t want to take my money out until ...