HSA vs. LTC insurance
HSA vs. LTC insurance I max out my HSA every year (currently at $73,000). I plan to continue contributing to it until my retirement at 65 (I’m currently 52). Realistically, it could be $400,000-$500,000 by the time I retire. I am considering LTC insurance, but am leaning towards declining due to the HSA coupled with a relatively high net worth. In short, I’m not wor...