Pension lump sum payment?

Pension lump sum payment? My mother currently has $64,000 in her pension. She is 64, turning 65 in April 2025. We have no family longevity, at all. We are both surprised she is still alive based on our family history. Rest of the family is all dead. Anyway, she is wanting to pull her entire pension out to pay off her home equity loan. There is $54,000 on the HELOC. Would...

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