Offer from one of my CC’s to refinance car loan

Offer from one of my CC’s to refinance car loan (Located in the USA) Just bought a car this past February through Carvana (which uses Bridgecrest for financing) and my interest rate is 8.68. I started getting promo emails this week from one of my credit cards (capital one if it matters) to refi the loan at 6.99. My credit is good/very good (transunion and FICO are a little different from each...

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