What to do with total loss vehicle, buy a new car?

What to do with total loss vehicle, buy a new car? I have a 2019 RAV4 XLE, 78000 miles, that was obliterated by hail last week. Insurance is deeming it a total loss, blue book was ~20k before the damage. Everything is in great shape mechanically, it’s just beat to hell on the outside. All maintenance has remained up to date via dealership. Question for you guys, should I sell it to insurance (h...

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