Should I make mortgage overpayments?
Should I make mortgage overpayments? My partner and I bought our house last July when we were 22 for £105k (I live in the country side in the North of Ireland so our house prices are different and this is still so expensive compared to pre covid) our rate is around 4.5% and our repayments are £442/month but £354/month is just going towards interest. I’ve recently set up a £50/ mont...