Built Emergency Fund or empty it to pay debt?

Built Emergency Fund or empty it to pay debt? I (22M) recently graduated college and am extremely lucky to have only accrued a small amount of debt of about 4000 dollars (50% loans, 50% consumer debt) I have been working on building an emergency fund in a HYSA, but I’ve been thinking of emptying what I have in order to just fully pay off my credit card debt that I gathered at the beginning ...

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