Inheritance with an option for monthly payouts for my lifetime

Inheritance with an option for monthly payouts for my lifetime I (36M) was fortunate enough to receive an inheritance with an option to receive a lump sum of 91k post tax or $1200/month post tax for the rest of my life. Being that the monthly option will exceed the lump sum in just 7-8 years, this feels like the clear option to me. Am I wrong?
submitted by /u/TheHangmanK7

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