I’m 40 and I’m addicted to renting rooms. Am I messing up my retirement?

I'm 40 and I'm addicted to renting rooms. Am I messing up my retirement? I graduated with $120k of debt a few decades ago and got a job in a VHCOL area. Wanting to pay down my debt as fast as possible, I rented rooms to keep expenses low and save 30-60% of my paycheck. I was very stressed from having student loans so I worked hard to pay off my debt in three years. It was such a relief, and I enjoyed the freedom that...

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