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Just received a rate genius offer. Please advise!
Just received a rate genius offer. Please advise! In January of this year, I bought a used 2016 car for $24,000 after taxes and fees at an insane interest rate of 26% for 72 months. I know this was dumb but I really needed a car and my credit isn’t good (600-650 between the 3 bureaus). I live with family and make a good salary so I plan on doubling up on my payments (monthly payment is $635) in...
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