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Is an “emergency fund” per person, per household, or both?
Is an "emergency fund" per person, per household, or both? Okay so this might be a dumb question, but when people say "you should have 3-6 months of living expenses saved" for your emergency fund, do they mean each person in the household, or the combined household fund? I'm married. Should my spouse and I each have that much saved individually? If we have a joint one, should we have also our own emerge...
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