I’m embarrassed about my debt and need advice

I’m embarrassed about my debt and need advice hey everyone, using a throwaway account I have bc I’m honestly embarrassed to have this on my main account. I have about 20k in credit card debt (does not include student loans) that I took out a personal loan for from SoFi at the beginning of the year to pay off all my cards and consolidate my payment into one (and to avoid those higher inter...

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