How does one still be able to use Shopify payment processor for dropshipping?

How does one still be able to use Shopify payment processor for dropshipping? With dropshipping, I’d assume there is going to be a lot of changebacks/disputes. How come people are able to drop ship on Shopify? Just as any payment processor, a dispute rate over 1% is a red flag/termination. I would assume Shopify, along with Stripe, don’t mind their merchants going over 3-5% chargebacks or something? Speaking from experie...

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