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[NC – 45M] I’ve recently come to the realization that I’m financially screwed due to being irresponsible, and I’m not really sure how to move forward, so I’m looking for suggestions.
I've recently come to the realization that I'm financially screwed due to being irresponsible, and I'm not really sure how to move forward, so I'm looking for suggestions. Hi all, I'm 45 and live in NC. As a result of day trading, which evolved into gambling in 2020, I've accumulated almost $85k worth of unsecured debt in the form of credit cards, personal loans, and federal taxes. I make about $90k/year, so at the end of the day, my head is barely above water when it comes to my budget. I currently don't have a c...
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