How do I get out of this hole?
How do I get out of this hole? Unemployed for a bit, this lead to me blowing through savings and I ruined my credit. I am 33, with a very low credit score due to charging. There are numerous charged off bad debts on my credit report. I've recently been sued twice for credit card debt. Recently in collections for hospital bills. On top of this, I owe money towards student loan...