Are Debt Relief Organizations recommended to pay off credit card debt? Why or why not?

Are Debt Relief Organizations recommended to pay off credit card debt? Why or why not? I've amassed a pretty large credit card debt due to some irresponsible decisions and also to try and keep my, now defunct, company afloat. I want to pay off my debt and I've heard mixed reviews about using the debt relief organizations.
submitted by /u/GlitzBlitz

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