8k auto loan with 1k down, 650 credit score, and 3.7k credit card debt. What are my options?

8k auto loan with 1k down, 650 credit score, and 3.7k credit card debt. What are my options? Recently got denied at my credit union, so I'm wondering if I'm just not gonna be able to get this loan. I'm 25 years old, making a little over 2k a month. Rent is 1167 a month, but my dad gives me 1k a month to help with that. I don't miss payments, and I've recently been paying off more of my loans, down from 4800 earlier this year. My plan w...

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