31 years old, over $12k in debt, and trying to go back to college
31 years old, over $12k in debt, and trying to go back to college Hey, everyone. I’m at that point where I’m really depressed from all the bad decisions I’ve made throughout my life, and I desperately want to make a change for the better. I’m currently making $22/hour, working 40 hours per week. I have no savings whatsoever, over $8k in student loan debt, and about $4k in credit card debt. My monthly expenses ...