What is going on with car insurance?

What is going on with car insurance? My rate with Geico recently went up 33% out of nowhere for no reason after being flat for years. So I thought, well surely I can shop around and find a better rate. Wrong! Every other company quotes me like $550 a month (I pay $220 a month with Geico, one car, two drivers). How can Geico be that much cheaper than every other company? What is goi...

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