Received a check for my totaled car from my insurance company…

Received a check for my totaled car from my insurance company… Received a check for my totaled car from my insurance company. Deposited check and said it would take a few days which changed to a week and now it says return item chargeback for the amount of the check. What could have caused this? I called the bank so it’s not on their end and I’m just wondering why they wouldn’t accept the check or the insur...

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