My Roth IRA has had negative growth in 3 years; what should I do differently?
My Roth IRA has had negative growth in 3 years; what should I do differently? In January 2021 I opened a Roth IRA with Schwab. I know very little about investing, so I have just been contributing to a target date fund (SWYNX). I contribute a consistent $500 a month, and since opening the account, I have invested $21,000. Despite that, the current value of my account is just $20,807, representing a net loss over the last ...