I have lost nearly 100 points from my credit score in a couple months and I don’t understand why
I have lost nearly 100 points from my credit score in a couple months and I don't understand why I had a 730 credit score as recently as July. I have avoided credit cards my entire life because I watched my parents ruin themselves with credit card debt so I have just used a debit card for everything I needed. I have a good job, I've never missed a bill or landed in collections for anything. I have a student loan that I have been paying for ...