I need help lowering CC debt from $14K to $5K (at least)

I need help lowering CC debt from $14K to $5K (at least) I make $48K annually and take home $3,089 every month on the 15th (I'm paid monthly). I have just over $14K in CC debt that I'm looking to pay off. My goal was to pay $500 a month until I get it down to $5K then $300/monthly to give myself some breathing room. Below is the breakdown of my debt: $977.53 (22.99 APR) $8,850 (0% APR until 11/19/24;...

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