Does it ever make sense to withdraw Roth IRA contributions to assist with house down payment?
Does it ever make sense to withdraw Roth IRA contributions to assist with house down payment? Hello. I'm soon-to-be-single and am shopping for a small (<1000 SF) house for myself. I live in a LCOL area and am shopping for houses up to about $180k or so. I have about $710k in tax-deferred retirement accounts and have no debts. I have about $40k saved up for a down payment/closing costs. Even though I have good credit (>800 last time I che...