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Recently married. Just found out that I am not eligibile to contribute to a Roth IRA as a result of planning to file separately. I have already made contributions this year. What now?
Recently married. Just found out that I am not eligibile to contribute to a Roth IRA as a result of planning to file separately. I have already made contributions this year. What now? Do I just withdraw this year’s contributions? Will I face a penalty or tax? How should I handle this? Must file separately to minimize income-driven loan repayment burden - this is currently non-negotiable.
submitted by /u/JanetYellenThrowAway
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