Excess cash, help me decide if I should pay off/down my mortgage

Excess cash, help me decide if I should pay off/down my mortgage Background: 34 married, dual income with one child (2) and one more on the way. Currently find myself in a position of having a high income and sitting on a significant reserve of cash that I can’t decide what to do with. I’m trying to decide between paying down our mortgage and investing it, with benefits and downsides to both. Summary of fina...

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