My current auto rate is 13%. Will making payments for 6-12 months help me get past my delinquency?

My current auto rate is 13%. Will making payments for 6-12 months help me get past my delinquency? So I got a loan this last week for my Honda insight and was not surprised by the interest rate considering I had a delinquency with Wells Fargo back in 2020 for a previous car loan. The loan was marked as a P/L write off so I have never been pursued from collections. My credit score took a dip but it’s on track to be back in the 720-750 range in...

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