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Lower credit score because person DOES NOT have a mortgage??
Lower credit score because person DOES NOT have a mortgage?? I’ve seen credit denial letters plenty of times. I have one on my desk now that is confusing. I’ve never known a negative creditworthiness factor to be “Lack of real estate secured loan information.” I’m understanding this as the credit score is negatively affected because the person does not/has never had a mortgage. The credit inquiry was fo...
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