Been served court papers for a credit card that went to collections and I forgot about. What should I expect, going into this?

Been served court papers for a credit card that went to collections and I forgot about. What should I expect, going into this? So, over lockdown, I maxed out my Walmart rewards credit card with Capital One, and before the maxed out balance was reflected on my credit report, I applied for a Citi Double Cash, because they had a "No interest for 18 months on balance transfers" promo going on. Well, I wasn't able to keep up with payments after the balance transfer, and the ...

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