Should I use zero interest loan offered by my mom to pay off my credit cards and the rest on car

Should I use zero interest loan offered by my mom to pay off my credit cards and the rest on car Mom offered to loan me 21,000 to pay off the car and just pay her with 0 interest in 500 dollar payments. I was just unsure if it would make more sense to payoff all my credit card debt and use the remainder for the car? Currently owe around 14936 in credit card debt with varying apr rates Chase 1 20.2 7,700 Chase 2 27.5 3,300 Bank of America no...

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