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Max out 401k or start Roth IRA?
Max out 401k or start Roth IRA? Hello, I'm 31 y/o and contribute 5% to my employer Roth 401k (they match up to 5%). My annual income is usually between $85k-$95k. I have a savings account with about $40k in discover (current APY is 4.3%). My monthly rent is $1500. I owe about $15k on student loans (interests are 3%-4%). No other debt. Other monthly expenses are groceries, shop...
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