Can’t afford to start paying student loans right now, how can I defer or reduce?

Can’t afford to start paying student loans right now, how can I defer or reduce? As many of you likely know, student loans were recently unfrozen and I received my first notice this week that they want me to pay $200 per month and I just can’t swing it right now. As it stands, I’m living paycheck to paycheck, with expenses well beyond my means, but I’m kind of stuck in my current situation. I have about $18K in student loa...

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