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Fixed 7% return on 401k or diversify?
Fixed 7% return on 401k or diversify? 25f. My city job offers a 7% fixed return on our 401k contributions. I’ve had 100% allocated to this option for the past 4 years and have been maxing the contributions ever since. People at work tell me to have it 100% allocated in their diversified option that mirrors VOO & SPY. Should I change my allocations to this option instead? I have a R...
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