I am 34 years old, never been financially stable, is it too late for me to start from scratch?

I am 34 years old, never been financially stable, is it too late for me to start from scratch? I am 34 years old, is it possible for me to achieve financial independence starting from scratch? I just turned 34 and have suffered mental health problems throughout my adult life (depression, anxiety, social anxiety); in addition to this, I have been fully deaf in one ear all my life (hearing aids cannot benefit the kind of deafness I have), a...

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