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I paid off all my debts instead of saving. How should that factor into a roadmap?
I paid off all my debts instead of saving. How should that factor into a roadmap? The roadmaps I read say you should have ~1 year's salary saved by 30, which I've put a decent amount towards, but am still probably 1-2 years from reaching. But that's because I have 0 debt, when most people my age have around 50k in debt. More if they own a house. Should I add that missing debt as effective savings to my roadmap? Since my net w...
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