Pay off $10K in student loans or treat it like a cheap loan?

Pay off $10K in student loans or treat it like a cheap loan? Have $10k in student loans that I will have to start servicing this month. All federal loans - average interest rate is only 4.5% I graduated in 2021 but have accumulated over $150k in savings with my income the last 2 years so I could easily pay this off But given the state of rates right now where I can get T-bills for 5%+ yield, I'm thinking ...

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