Car dealer offered me $1000 off if I financed instead of paying cash — is there any reason to say no?

Car dealer offered me $1000 off if I financed instead of paying cash -- is there any reason to say no? I had originally planned to buy this car with cash, but during the process of negotiating the price, the dealer offered to remove the remaining $1000 I was asking for if I financed instead of paying for the car outright in cash. During discussions, the offered me a shitty interest rate (12%) apparently because I have a short credit history. I mo...

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