Am I doing retirement and savings wrong?
Am I doing retirement and savings wrong? I'm 29, married, and trying to make sure I'm not massively missing anything important on retirement or saving. I'm in my state's teacher retirement system (Alabama) which takes out 6%ish each paycheck. Wife is also a teacher in the system. Pension info says it takes the average of the last three years of salary and has a 1.65% multiplier. I also...