I have 20k in debt I talked to a personal lawyer who does bankruptcy and he said id lose my house if I filed bankruptcy, I make 1800 usd after takes house is paid off

I have 20k in debt I talked to a personal lawyer who does bankruptcy and he said id lose my house if I filed bankruptcy, I make 1800 usd after takes house is paid off What do I do im struggling idk if can get a heloc on my house since my credits not great I make good money around here other thrn factory
submitted by /u/chris_s9181

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