First time credit user: is this a good idea, and how to not use it like a moron
First time credit user: is this a good idea, and how to not use it like a moron I (23F) have exactly zero credit history. I'm still a college student (took 2 years off during the pandemic) and have been afraid to take out a credit line due to lack of stable income and not really understanding how they work. I've done some digging over the past few days and come up with two options: Discover It Student Cash Back or Bank Of A...