How do I properly budget? Is the only answer getting a second job?
How do I properly budget? Is the only answer getting a second job? I 24F graduated college in 2022. I moved back in with my parents/my boyfriend (i don't pay rent). I have private student loans from Sallie Mae. My payments are $449 a month. My federal loans are getting unpaused and i will have a payment due on Oct 1st, I think its around $250. I also still owe the school $5,000 that is currently in debt collect...