22k in credit card debt. But I have options.

22k in credit card debt. But I have options. Alright, so yes I am an idiot but have learned my financial lessons. Background, I knew we had a cc with about 11k on it from our wedding (wish I had bigger balls to say no to all the crap we went in on) and it’s 0% apr till Nov 24. While creating a budget I made a lovely discovery that my wife has a card with 14k on it and has been collecting i...

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