Cash or finance for a car I’ve already fully saved for?
Cash or finance for a car I've already fully saved for? I'm purchasing a new car and wondering if it makes sense to finance or pay cash outright.
I've already saved the full amount for the new vehicle so I could pay all cash if I wanted to. This is separate from my emergency fund and down payment savings. I'm getting 2.9% APR for 36 months, and my cash is sitting in a HYSA for ~4.25% I'm planning ...