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I need help with the logic against whole life insurance.
I need help with the logic against whole life insurance. Someone who wants to be my financial advisor is pitching a whole life insurance policy to me. I know generally that they’re inefficient and expensive. But I’d like to have a specific retort for her claim. She is saying that because they are not correlated to the market and I can take a loan out or withdraw from them in a hypothetical market down...
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