Scratched someone’s car for $300, what should I do??

Scratched someone’s car for $300, what should I do?? Hey y’all, I backed up into a guy’s car yesterday night as I was leaving the Whataburger parking lot. A very tiny scratch on his rear bumper and nothing else. Told him we can do cash rn but he was adamant about going through the insurance so I gave him my insurance information and everything. Now today I get a text from the dude saying that if I...

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